A New Generation of Retirement Solutions
Lifelong Income from MetLife^SM

MetLife's Lifelong Income annuity products guarantee your clients' employees a steady retirement income, regardless of age or market forces.

Employees are living longer, often longer than their 401(k) retirement benefits will last. Lifelong Income from MetLife meets the needs of employees at virtually every stage of life. Our suite of products generates income now for active employees and income later for employees nearing retirement or recently retired.

 

Active Employees	Retiring Employees
MetLife Personal Pension BuilderSM - A Fixed Deferred Income Annuity  Lets employees lock in guaranteed retirement income for tomorrow with each retirement dollar contributed today.	MetLife Guaranteed Income Program ® - A Fixed Immediate Income Annuity  Provides a fixed amount of income that's guaranteed for life  MetLife Retirement Income InsuranceSM - A Fixed Deferred Income Annuity Provides guaranteed lifelong income, with payments that increase the longer employees wait before receiving them

Like most annuity contracts, MetLife contracts contain exclusions, limitations, reductions of benefits, surrender charges and terms for keeping them in force. Your MetLife Representative can provide you with costs and complete details.

Lifelong Income from MetLife includes variable annuities. For more information on MetLife's variable annuities, including expenses and charges, please ask your MetLife representative for a prospectus or you can obtain a prospectus by calling 1-888-292-1630. You should carefully consider the information in the prospectus about the product's features, risks, charges and expenses and the investment objectives, risks and policies of the underlying funding choices. Please read the prospectus carefully before making these products available to your employees. Product availability and features may vary by state.

All guarantees are subject to the financial strength and claims-paying ability of Metropolitan Life Insurance Company.

Insurance and annuities offered by Metropolitan Life Insurance Company. Securities products are offered through a MetLife affiliated broker-dealer, either Metropolitan Life Insurance Company (member NASD) or MetLife Securities, Inc. (member NASD/SIPC). both of 200 Park Avenue, New York, NY  10166. E0611R9HH(exp1108)MLIC-LD © 2006 Metropolitan Life Insurance Company, NY.

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