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Ratings


Rating Category AM Best Rating  Moody's Standard & Poor's  Fitch
Insurance Company Rating  Explanation  Rating  Explanation  Rating  Explanation  Rating  Explanation 
Aetna  A Excellent 3 of 15, Rating opt performance and financial strength A1 Good 5th of 21 rating ,, AAA to C in Financial Strength A+
Good 5 of 21 rating, AAA to R in Financial Scty, meeting Financial commit. 
A
Strong - 6 of 22, Rating, AAA to D capacity meeting P/H contract obligations.
ARAG TBD   TBD   TBD   TBD  
Assurant A Excellent  3rd of 15 , Rating opt performance and financial strength A2 Good 6h of 21 rating ,, AAA to C in Financial Strength A Good 6 of 21 rating, AAA to R in Financial Scty, meeting Financial commit.  Not Rated Note Rated
AIG A+  Superior 2nd of 15 ,  opt performance and financial strength Aa1 Excellent 2nd of 21 rating ,, AAA to C in Financial Strength AA+ Very Strong 2 of 21 rating, AAA to R in Financial Scty, meeting Financial commit.  AA+ Very Strong - 2 of 22, Rating, AAA to D capacity meeting P/H contract obligations.
Cigna  A- Excellent  4th of 15,  opt performance and financial strength A3 Good 7th of 21 rating ,, AAA to C in Financial Strength A- Good 7of 21 rating, AAA to R in Financial Scty, meeting Financial commit.  A Strong - 6 of 22, Rating, AAA to D capacity meeting P/H contract obligations.
Connecticare B+ Very Good  6th of 15,  opt performance and financial strength Not Rated Note Rated BB+ Marginal 11of 21 rating, AAA to R in Financial Scty, meeting Financial commit.  Not Rated Note Rated
Davis Vision A Excellent  3rd of 15,  opt performance and financial strength Baa2 Adequate 9h of 21 rating ,, AAA to C in Financial Strength A Good 6 of 21 rating, AAA to R in Financial Scty, meeting Financial commit.  Not Rated Note Rated
Empire
BC of NY		 TBD   TBD   A-  Good 7of 21 rating, AAA to R in Financial Scty, meeting Financial commit.  TBD  
First Rehabilitation A- Excellent  4th of 15,  opt performance and financial strength Not Rated Note Rated A- Good 7th of 21 rating, AAA to R in Financial Scty, ability meeting Financial commit.  Not Rated Note Rated
Genworth Life of NY  A+ Superior 2nd of 15, opt performance and financial strength AA3 Excellent 4th of 21 rating categories , from Aaa to C in Financial Strength AA- Very Strong 4th of 21 rating, AAA to R in Financial Scty, ability meeting Financial commit.  AA- Very Strong - 4 of 22, Rating, AAA to D capacity meeting P/H contract obligations.
GHI TBD   TBD   TBD   TBD  
Great West  A+2 Superior 2nd of 15,  opt performance and financial strength AA5 Excellent 2rd of 21 rating , AAA to C in Financial Strength Aa34 Very Strong 3 of 21 rating, AAA to R in Financial Scty, meeting Financial commit.  AA+3 Very Strong - 2 of 22, Rating, AAA to D capacity meeting P/H contract obligations.
Guardian A+  Superior 2nd of 15,  opt performance and financial strength Aa2 Excellent 3rd of 21 rating , AAA to C in Financial Strength AA  Very Strong 3 of 21 rating, AAA to R in Financial Scty,to meeting Financial commit.  AA Very Strong - 3 of 22, Rating, AAA to D capacity meeting P/H contract obligations.
Hartford A+ Superior 2nd of 15,  opt performance and financial strength Aa3 Excellent 4th of 21 rating , from Aaa to C in Financial Strength AA- Very Strong 4th of 21 rating ,, AAA to R in Financial Scty , ability to meeting Financial commit.  AA Very Strong - 3 of 22, Rating, AAA to D capacity meeting P/H contract obligations.
Highmark A- Excellent  4th of 15,  opt performance and financial strength Not Rated Note Rated Not Rated Note Rated Not Rated Note Rated
HIP USA B++ Very Good  5th of 15, opt performance and financial strength Baa2 Adequate 9h of 21 rating ,, AAA to C in Financial Strength BBB- Adequate 11 of 21 rating, AAA to R in Financial Scty,meeting Financial commit.  BBB Strong - 9 of 22, Rating, AAA to D capacity meeting P/H contract obligations.
Horizon
New York		 TBD   TBD   TBD   TBD  
Horizon
New Jersey		 TBD   TBD   TBD   TBD  
ING  A+ Superior 2nd of 15, Rating opt performance and financial strength Aa3 Excellent 4th of 21 rating , from Aaa to C in Financial Strength AA Very Strong 3 of 21 rating, AAA to R in Financial Scty, meeting Financial commit.  AA Very Strong - 3 of 22, Rating, AAA to D capacity meeting P/H contract obligations.
MetLife A+ Superior 2nd of 15, Rating opt performance and financial strength Aa2 Excellent 3rd of 21 rating ,, AAA to C in Financial Strength AA Very Strong 3 of 21 rating ,, AAA to R in Financial Scty,meeting Financial commit.  AA Very Strong - 3 of 22, Rating, AAA to D capacity meeting P/H contract obligations.
Oxford A Excellent  3rd of 15, Rating opt performance and financial strength A1 Good 5th of 21 rating , AAA to C in Financial Strength Not Rated Note Rated AA- Very Strong - 4 of 22, Rating, AAA to D capacity meeting P/H contract obligations.
Principal A+ Superior 2nd of 15, Rating opt performance and financial strength Aa2 Excellent - 3dr of 21 , rating AAA to C in Financial Strength AA Very Strong 3 of 21 rating, AAA to R in Financial Scty, meeting Financial commit.  AA Very Strong - 3 of 22, Rating, AAA to D capacity meeting P/H contract obligations.
Prudential A+ Superior 2nd of 15, Rating opt performance and financial strength Aa3 Excellent 4th of 21 rating , from Aaa to C in Financial Strength AA- Very Strong 4 of 21 rating, AAA to R in Financial Scty, meeting Financial commit.  AA- Very Strong - 4 of 22, Rating, AAA to D capacity meeting P/H contract obligations.
Standard Life  TBD   A1 Good 5th of 21 rating , AAA to C in Financial Strength A Strong 6 of 21 rating, AAA to R in Financial Scty, meeting Financial commit.  TBD  
Security Mutual  A Excellent  3rd of 15, Rating opt performance and financial strength Not Rated Note Rated A+ Strong 5 of 21 rating, AAA to R in Financial Scty, meeting Financial commit.  Not Rated Note Rated
Standard Security A Excellent  3rd of 15, Rating opt performance and financial strength Not Rated Note Rated Not Rated Note Rated Not Rated Note Rated
Sun Life  A**1 Superior 1st of 15, Rating opt performance and financial strength Not Rated Note Rated AA+ *1 Very Strong 2 of 21 rating, AAA to R in Financial Scty, meeting Financial commit.  Not Rated Note Rated
United Health Group A Excellent  3rd of 15, Rating opt performance and financial strength A3 Good 7th of 21 rating , AAA to C in Financial Strength A Good  6 of 21rating, AAA to R in Financial Scty, meeting Financial commit.  A Strong - 6 of 22, Rating, AAA to D capacity meeting P/H contract obligations.
United Concordia  A- Excellent  4th of 15, Rating opt performance and financial strength Not Rated Note Rated Not Rated Note Rated Not Rated Note Rated
Unum Provident   A- Excellent  4th of 15, Rating opt performance and financial strength Baa1 Adequate 8th of 21 rating, AAA to C in Financial Strength BBB+ Good 8 of 21 rating, AAA to R in Financial Scty, meeting Financial commit.  A- Strong - 7 of 22, Rating, AAA to D capacity meeting P/H contract obligations.
Vytra Health Plans B+ Very Good  6th of 15, Rating opt performance and financial strength Not Rated Note Rated Not Rated Note Rated Not Rated Note Rated
Zurich  A Excellent  3rd of 15, Rating opt performance and financial strength A1 Good 5th of 21 rating, AAA to C in Financial Strength A+ Strong 5 of 21rating, AAA to R in Financial Scty, meeting Financial commit.  A+ Strong - 5 of 22, Rating, AAA to D capacity meeting P/H contract obligations.