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The Standard
Headquartered in White Plains, The Standard Life Insurance Company of New York offers a quality portfolio of differentiated Group Life, Disability and Dental insurance products. The Standard delivers value in employee benefits through well-designed products and exceptional service.
Dedicated Local Service
Our Employee Benefits Sales and Service offices in Manhattan and Rochester are staffed by experienced and dedicated sales and service teams. Each office can provide expert advice on:
Plan design
Funding alternatives
Claims trend and experience evaluation
Billing and administration
Enrollment
Underwriting guidelines and plan options
Transition to The Standard
Quality Products
The Standard is ready to meet all the non-medical group insurance needs of New York employers with quality products:
Long Term Disability
o Enhanced contract available
o Own Specialty definition of disability for physicians and attorneys
o Employee Assistance Program (EAP)1 included for groups with 15-2,500 covered employees
Short Term Disability
DBL
o Flexible benefit percentages - 50% to 100%
o Choice of maximum weekly benefit - from $170 to $5,000
o Choice of maximum benefit duration - 26, 39 or 52 weeks
Group Life and AD&D
o Accelerated Benefit Provision2 allows terminally ill patients to receive an early allocation of 75% of their benefit, up to $500,000
o Expanded AD&D Package
o Family Benefits Package, which includes a Higher Education Benefit and Child Care Benefit
o MEDEX® Travel Assist provides travel information and on-the-ground assistance to covered employees who travel 100 miles from home or internationally
Dental
o Max Builder option allows employees who qualify to roll over maximums year-to-year
o Performance Guarantee available for groups with 100 covered employees or more
1 EAP is provided by a third-party administrator
2 Receipt of the Accelerated Benefit may disqualify the recipient for some public assistance programs
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