Helping you address your requirements.

Have employees in New York or New Jersey? Then you’re aware that state law requires employers to offer short-term disability benefits to replace wages for NY or NJ employees who suffer an off-the-job injury or illness.

Zurich is a leader in the statutory disability marketplace. They offer direct access to technical skills, competitive rates and superior services to support customers’ needs. Zurich’s claims process is fast and efficient – usually paying claims sooner than the state programs. Plus their superior claims management team is available to help your company reduce costs and to quickly and safely get employees back to work.

This is intended as a general description of certain types of insurance and services available to qualified customers underwritten by individual members companies of Zurich in North America, including Zurich American Insurance Company. Certain coverages are not available in all states. Some coverages may be written on a nonadmitted basis through licensed surplus lines brokers. Your policy is the contract that specifically and fully describes your coverage. The description of the policy provisions gives a broad overview of coverages and does not revise or amend the policy.