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State Disability: Hawaii
The Hawaii Temporary Disability Insurance (TDI) law was enacted in 1969, which requires employers to provide partial "wage replacement" insurance coverage to their eligible employees for nonwork-related sickness or injury. This means that if an employee is unable to work because of an off-the-job sickness or injury and that employee meets the qualifying conditions of the law, the disabled employee will be paid disability or sick leave benefits to partially replace the wages lost. TDI, however, does not include medical care. To be eligible for TDI benefits, an employee must have at least 14 weeks of Hawaii employment during each of which the employee was paid for 20 hours or more and earned not less than $400 in the 52 weeks preceding the first day of disability. The 14 weeks need not be consecutive nor with only one employer. The employee must also be in current employment to be eligible. Some employees are excluded from coverage such as the employees of the federal government, certain domestic workers, insurance agents and real estate salespersons paid solely on a commission basis, individuals under 18 years of age in the delivery or distribution of newspapers, certain family employees, student nurses, interns and workers in other categories specifically excluded by the law. Refer to sections 392-5 and 392-27 of the law for exclusions and ineligibility for benefits. Eligibility. To be eligible, an employee must earn at least $400.00 in 4 preceding quarters. Benefits (2004). Maximum - $460.00 per week, minimum $14.00 based on 58% of the average weekly wage. Elimination Period. Benefits begin on the 8th day of disability. Benefit Period. 26 weeks for any period of disability or during any benefit year. Recurrent Disability. Consecutive periods of disability due to the same or related causes not separated by more than 2 weeks, are considered as a single period of disability. Extension of Benefits. None. |
