Short Term Medical


The LiDAC Short Term Medical Plans (STM) offers you and your family under to age 65 the opportunity to purchase quality, affordable major medical coverage on a temporary basis. This program offers coverage to be provided for physician services, surgery, outpatient and inpatient care.

Health Protect - Plan Options and Details:

LiDAC - STM - Plan Details
LiDAC - 3 Year Renewable - Plan Details

A Perfect Solution For Individuals who require Health Coverage

  • Between group health insurance plans.
  • For a college or graduate student.
  • For dependents no longer eligible under family plans.
  • For a cobra alternative or replacement.
  • For a Part-time or Temporary Employee
  • Due to unemployment, lay off, strike or leave of absence.
  • Due to cost of other permanent coverage.

If you fit into any of these situations, a temporary Short-Term Medical plan may meet your health-insurance needs. For a free Short-Term Medical quote, please select your one of the options shown above, then click "Get Quote."

Underwritten by: Standard Security Life Insurance Company of New York, rated A (Excellent) for financial condition by A.M. Best Company